Terms and Conditions for ANCHORWEALTH SOLUTIONS
Last Updated: May 29, 2025
Welcome to ANCHORWEALTH SOLUTIONS ("we," "us," or "our"). These Terms and Conditions ("Terms") govern your use of our website, www.anchorwealthsolutions.com (the "Website"), and the financial services we provide, including but not limited to financial strategies, investment advice, and wealth management services (collectively, the "Services" which is called "Solutions" on our website). By accessing our Website or engaging our Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our Website or Services.
1. Definitions
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User or You: Any individual or entity accessing the Website or using our Services.
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Services: Financial strategies, investment advice, wealth management, or other services provided by ANCHORWEALTH SOLUTIONS.
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Content: All text, images, graphics, data, or other materials available on the Website.
2. Acceptance of Terms
By accessing or using our Website or Services, you confirm that you are at least 19 years of age (the age of majority in British Columbia) and have the legal capacity to enter into a binding agreement. You also agree to comply with these Terms and all applicable federal and provincial laws, including but not limited to the Personal Information Protection and Electronic Documents Act (PIPEDA), British Columbia’s Personal Information Protection Act (PIPA), and financial regulations enforced by the British Columbia Securities Commission (BCSC) or other regulatory bodies.
3. Use of the Website and Services
3.1 Eligibility
You represent and warrant that:
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You are at least 19 years old.
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You have provided accurate and complete information when registering for an account or submitting forms.
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You will not use the Website or Services for any unlawful or unauthorized purpose.
3.2 Account Responsibilities
If you create an account on our Website, you are responsible for:
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Maintaining the confidentiality of your account credentials (e.g., username and password).
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Not sharing your account with others.
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Notifying us immediately of any unauthorized use of your account at CEO@anchorwealthsolutions.com.
3.3 Prohibited Activities
You agree not to:
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Use the Website to engage in illegal activities, including fraud, money laundering, or misrepresentation.
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Attempt to gain unauthorized access to our systems or networks.
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Use automated tools (e.g., bots, scrapers) to access or extract Content from the Website.
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Post or transmit harmful content, such as viruses, malware, or defamatory material.
4. Financial Services
4.1 Nature of Services
ANCHORWEALTH SOLUTIONS provides financial and wealth strategies, investment advice, and wealth management services tailored to your financial goals.
We adhere to the following industry codes of conduct, which you can review by clicking the links below:
- Insurance Council of British Columbia Rules and Code of Conduct: Visit Site
- Advocis Professional Conduct Code: Visit Site
Our Services are also subject to:
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Regulatory compliance with the Securities Act (British Columbia) and other applicable laws.
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Know-Your-Client (KYC) and anti-money laundering (AML) requirements.
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Written agreements or contracts specific to the Services provided (e.g., advisory agreements).
4.2 No Guarantee of Results
Financial markets are inherently uncertain. We do not guarantee specific investment outcomes, returns, or the performance of any financial product. All investment decisions involve risk, and you are responsible for evaluating the risks associated with our Services.
4.3 Professional Advice
Information provided on the Website or through our Services is for informational purposes only and does not constitute personalized financial, legal, or tax advice unless explicitly stated in a written agreement. You should consult with a qualified professional before making financial decisions.
5. Intellectual Property
All Content on the Website, including text, logos, graphics, and software, is the property of ANCHORWEALTH SOLUTIONS or its licensors and is protected by Canadian and international copyright, trademark, and other intellectual property laws. You may not:
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Reproduce, distribute, or modify any Content without our prior written consent.
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Use our trademarks, including "ANCHORWEALTH SOLUTIONS," without permission.
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Create derivative works based on our Content.
You may use Content for personal, non-commercial purposes only, provided you retain all copyright and proprietary notices.
6. Privacy
Your use of the Website and Services is subject to our Privacy Policy, available at link "Privacy Policy " below .The Privacy Policy outlines how we collect, use, disclose, and protect your personal information in compliance with PIPEDA and PIPA.
7. Third-Party Links and Services
The Website may contain links to third-party websites or services (e.g., payment processors or market data providers). We are not responsible for the content, practices, or availability of these third-party services. Your use of third-party services is at your own risk, and you should review their terms and privacy policies.
8. Limitation of Liability
To the fullest extent permitted by law, ANCHORWEALTH SOLUTIONS, its affiliates, directors, employees, or agents shall not be liable for:
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Any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or Services.
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Losses due to market fluctuations, investment decisions, or reliance on information provided on the Website.
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Interruptions, errors, or delays in the Website or Services, including those caused by technical issues or third-party providers.
Nothing in these Terms excludes or limits our liability for gross negligence, willful misconduct, or any liability that cannot be excluded under applicable law (e.g., consumer protection laws in British Columbia).
9. Indemnification
You agree to indemnify and hold harmless ANCHORWEALTH SOLUTIONS, its affiliates, directors, employees, and agents from any claims, damages, or losses arising from:
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Your violation of these Terms.
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Your misuse of the Website or Services.
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Your violation of any third-party rights, including intellectual property or privacy rights.
10. Termination
We reserve the right to suspend or terminate your access to the Website or Services at our discretion, with or without notice, if:
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You breach these Terms.
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Your actions pose a risk to the security or integrity of our systems.
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We are required to do so by law or regulation.
Upon termination, your right to access the Website or Services will cease, but any provisions of these Terms that by their nature should survive (e.g., intellectual property, limitation of liability) will remain in effect.
11. Dispute Resolution
11.1 Governing Law
These Terms are governed by the laws of British Columbia and the federal laws of Canada applicable therein, without regard to conflict of law principles.
11.2 Dispute Resolution Process
Any disputes arising from these Terms or your use of the Website or Services will be resolved through the following process:
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Informal Resolution: Contact us at CEO@anchorwealthsolutions.com to attempt to resolve the issue informally.
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Mediation: If informal resolution fails, disputes may be submitted to non-binding mediation in Vancouver, British Columbia, with costs shared equally.
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Litigation: If mediation fails, disputes will be resolved in the courts of British Columbia, and you agree to submit to the exclusive jurisdiction of these courts.
11.3 Class Action Waiver
You agree that any disputes will be resolved on an individual basis, and you waive any right to participate in a class action lawsuit or class-wide arbitration against ANCHORWEALTH SOLUTIONS Inc.
12. Changes to These Terms
We may update these Terms to reflect changes in our practices, legal requirements, or Services. The updated Terms will be posted on the Website with the "Last Updated" date. Your continued use of the Website or Services after such changes constitutes your acceptance of the revised Terms.
13. Force Majeure
We are not liable for any failure to perform our obligations under these Terms due to events beyond our reasonable control, including but not limited to natural disasters, cyberattacks, or changes in applicable law.
14. Contact Us
For questions, concerns, or complaints regarding these Terms, please contact:
ANCHORWEALTH SOLUTIONS Inc.
Email: CEO@anchorwealthsolutions.com
Phone: 672-204-4806
By using our Website or Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. Thank you for choosing ANCHORWEALTH SOLUTIONS Inc.